Money you'll never get · stamped SCAM

The stranger with your last nameSCAM

A real scam people fell for this year, next to the real thing. The numbers mark the three things to check: hover or tap one to see what it tells you.

Safe
MInbox (3) – Gmail×
https://mail.google.com/mail/u/0/#inbox
✎ ComposeInbox 3StarredSnoozedSent
We received your policy locator request
NNAIC Life Insurance Policy Locator <noreply@naic.org>to me10:42 AM

Thank you for using the Life Insurance Policy Locator. Your request about your late mother has been sent to participating insurance companies.

If a company finds a policy and you are the beneficiary, it will contact you directly.

This service is free. Request number 2026-0081734.

Scam
MInbox (3) – Gmail×
https://mail.google.com/mail/u/0/#inbox
✎ ComposeInbox 3StarredSnoozedSent
Unclaimed life insurance: same surname as you
BBarrister Edward Whitfield <chambers.whitfield@gmail.com>to me10:42 AM

I am the lawyer of a late client who shares your last name. He died in 2019 with a life insurance payout of $4.6 million and no next of kin.

I can present you as his beneficiary and we share the money 50/50. Please keep this confidential.

Reply with your full name, phone number and a copy of your ID to begin.

Always check the story.

A "lawyer" you've never heard of wants to pass you off as the heir of a stranger who shares your last name. There is no money: next come fees, and your ID is already in their hands.

Always checkThe real oneThe scam
1Where it livesIs it the real company's or person's own address or number?

noreply@naic.org is the NAIC, which runs the free policy locator you used.

chambers.whitfield@gmail.com is a free Gmail account.

2What it asks you to doDoes it want a password, a payment, a call, or a tap?

Nothing. The insurer will contact you if it finds a policy.

Your name, phone and a copy of your ID, to "present you" as his heir.

3How hard it pushesCheck firstIs there a deadline, a threat, or a surprise charge?

No money talk, no secret.

$4.6 million, split 50/50, and "keep this confidential".

RememberYou can't inherit from a stranger because you share a last name. Delete it, and never send ID.

Would you have spotted it?

10 pairs like this one, three minutes, a score to share. Then find out who in the family is the easy mark.

Take the testNext scam: The scholarship you have to pay for →