Shopping · Danger Stamp warns NOT INSURANCE

The $29 "health coverage" that isn't insurance⚠ NOT INSURANCE

A real scam people fell for this year, next to the real thing. The numbers mark the three things to check: hover or tap one to see what it tells you.

Safe
OHealth Insurance Plans | Oscar×
https://www.hioscar.com/individuals/plans
oscarPlans · Find a doctor · Sign in
Your 2027 plan: Oscar Silver Classic

Health insurance for you and your family. $3,500 deductible, then most doctor visits are a $40 copay.

Your price after the tax credit you qualify for:

$212 / month

Continue to apply

Prices depend on your age, ZIP code and income.

ScamNOT INSURANCE
FAffordable Health Coverage from $29/mo | FamilyShield×
https://familyshield-health.com/enroll
FamilyShield HealthPlans · Providers · FAQ
Family health coverage from $29 a month

Save up to 80% on doctor visits, surgery and hospital stays. Everyone is accepted, no medical questions.

Coverage starts tomorrow.

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MM/YY · •••
Enroll now

*FamilyShield is a medical discount plan. This plan is not insurance.

Always check the small print.

It sells "health coverage" for $29 a month, and the small print says it is not insurance. It is a discount card: it won't pay a hospital bill, and you find out when you need it.

Always checkThe real oneThe scam
1Where it livesIs it the real company's or person's own address or number?

hioscar.com is Oscar, a licensed health insurer.

familyshield-health.com is a company that sells discount cards.

2What it asks you to doCheck firstDoes it want a password, a payment, a call, or a tap?

It asks you to apply for a real insurance plan, with the deductible and copay spelled out.

It wants your card number for a plan its own small print says is "not insurance".

3How hard it pushesIs there a deadline, a threat, or a surprise charge?

No rush. It says the price depends on your age, ZIP code and income.

80% off surgery, everyone accepted, no questions, "coverage starts tomorrow".

RememberBefore you pay for any health plan, look for "not insurance" or "discount plan" in the small print. Check real plans at HealthCare.gov.

Would you have spotted it?

10 pairs like this one, three minutes, a score to share. Then find out who in the family is the easy mark.

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