Shopping · stamped FAKE COVER

The half-price car insurance on InstagramFAKE COVER

A real scam people fell for this year, next to the real thing. The numbers mark the three things to check: hover or tap one to see what it tells you.

Safe
IInstagram×
https://www.instagram.com/direct/t/
Hhartley.insurance.brokersInstagram
Hi, could you quote car insurance for my son? He just passed his test9:41
Hi! The best we found is Aviva, fully comp with a black box, £118 a month. Our FCA number is on our profile.9:42
Aviva will email you a link to pay and sign on their own site. We never take payment by bank transfer.9:42
Message hartley.insurance.brokers
ScamFAKE COVER
IInstagram×
https://www.instagram.com/direct/t/
Ccheapcover.ukInstagram
Need car insurance? Any car, any age, fully comp from £55 a month 💯 Half what the big insurers charge9:41
how does it work?9:42
Send me a photo of your licence and the first month by bank transfer to my account (J. Wells). I set it up with the insurer and send your certificate in 1 hour9:42
Message cheapcover.uk

Always check the payment.

Fully comp for any car at half the price, paid by bank transfer to a person. That is a ghost broker: the policy is fake or cancelled, and you are driving uninsured without knowing it.

Always checkThe real oneThe scam
1Where it livesIs it the real company's or person's own address or number?

A broker you contacted, who names the insurer (Aviva) and says where to find its FCA number.

A stranger's Instagram account that messaged you first.

2What it asks you to doCheck firstDoes it want a password, a payment, a call, or a tap?

Pay Aviva itself, through the link Aviva emails you.

Send your licence and the first month to "J. Wells" by bank transfer.

3How hard it pushesIs there a deadline, a threat, or a surprise charge?

A normal price for a new driver, and no hurry.

"Half what the big insurers charge", any car, any age, certificate in 1 hour.

RememberPay for insurance only to the insurer, on its own site or app. Never by bank transfer to a person.

Would you have spotted it?

10 pairs like this one, three minutes, a score to share. Then find out who in the family is the easy mark.

Take the testNext scam: The "can't go anymore" tickets →